First Home Buyers

From 1 July 2018, the Queensland Government will offer a grant of $15,000 per applicant to any first home buyer for properties valued up to $600,000.

In addition, eligible first home buyers purchasing a new home valued at less than $750,000 will pay no transfer duty (previously known as stamp duty).

Home Loans

Buying a property can often be the most important transaction you will make, so it is vital to get it right!

Whether you are a first home buyer, requiring a larger family home or buying an investment property, it is important to ensure that you have the right loan for your lending requirements. This is as important as selecting the property itself.

Refinancing Loans

Your circumstances may have changed – you are not getting the best rate, or best features, you want to renovate or extend, you need to consolidate debt or you want to fix your interest rate….

You have been with your current lender for a while and you may not be getting the best rate on your home loan. Renovating or extending usually requires borrowing additional funds. This could make it the perfect time to refinance! You may have large amount of personal debt. It makes sense to refinance and consolidate into your Home Loan to make your payments become more manageable.

Investment Loans

Investment properties maybe an effective way to create wealth.

If you’re looking to buy and investment property and you have equity in your own home, you may be able to use this equity in place of a deposit.

Personal, and Car Loans

If you are looking to secure finance for personal needs or purchasing a motor vehicle.

Crescent Lending Solutions will provide options that can meet your needs. Having a lending specialist to assist you in making the right decisions as well as the process more streamlined so you understand exactly what you are signing up to will provide you with a peace of mind.

Business Loans

An important principle in business is to have a strong cashflow.

Maximising every dollar counts and making debt work for you is the key. It is also important to understand the difference between good debt and bad debt. At Crescent Lending Solutions we can tailor a lending solution for your business to maximise cash flow in a tax effective manner and help grow your business.

Lenders Mortgage Insurance (LMI)

Lenders mortgage insurance is required by borrowers who have not provided a minimum deposit of 20% on their home loan.

Banks require this to insure themselves against default. Talk to us today to discuss your Mortgage Insurance and borrowing needs.

Enquire today to see how we can assist you!