Questions, answered.

Mortgage brokers are usually paid a commission by the lender when a loan settles. George will explain exactly how he is paid, and give you his credit guide, before you go ahead.

George has access to a panel of lenders, including major banks and specialist lenders, so your options aren’t limited to one bank’s products.

George has offices in Mount Cotton in Brisbane and in Grafton NSW, and meets clients by appointment.

George stays in touch. When rates move or your plans change, he can review your loan with you.

Not always. With less than 20%, lenders usually require lenders mortgage insurance. George can explain your options.

A conditional approval from a lender, based on your circumstances, that tells you roughly how much you can borrow before you start making offers.

Usually ID, recent payslips or tax returns, bank statements and details of your debts and expenses. Self-employed borrowers usually also need business financials. George will give you a checklist for your situation.

A review every year or two, or when your circumstances change, is a good habit.

Possible costs include discharge fees, break costs on fixed loans, and application or settlement fees with the new lender. George sets them out before you decide.

The lender pays your builder in stages as the build progresses, and you usually pay interest only on the amount drawn during construction.

Yes. George arranges business loans, commercial property loans and asset finance for vehicles, machinery and equipment.

Yes. George can look at refinancing or consolidating a debt owed to the ATO, working with your accountant so the figures and any payment plan options are clear first.