Commercial property lending is assessed differently to a home loan. Lenders look at the property type, the lease and the income it earns, as well as your business or personal finances. George helps you work out the right structure and approaches lenders suited to the property, whether you are buying, refinancing or releasing equity.
How George can help
- Buying commercial property
- Owner-occupied business premises
- Investment properties with tenants
- Refinancing existing commercial loans
- Releasing equity for business purposes
- Coordinate with your accountant and solicitor
Good to know
Commercial loans usually need a larger deposit than home loans, and loan terms are often shorter.
Lenders look closely at the lease, the tenant, and the property’s location and use.
Common questions
Usually more than for a home loan. The exact amount depends on the property, the lease and the lender.
Yes. Many business owners buy the premises they trade from, whether in their own name, through a company or trust, or through an SMSF.
This page is general information only and does not take into account your objectives, financial situation or needs. It is not credit advice. Lending criteria, fees and charges apply. Credit Representative 406032 is authorised under Australian Credit Licence 384408. Australian Credit Licence 384408 is held by Elders Home Loans Pty Ltd (ABN 22 118 064 654).
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